Underwriting is the process by which a lender evaluates the risk of granting a loan on a property. This involves verifying the borrower's income and creditworthiness, as well as assessing the property's value and condition.
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A chimney is a vertical structure that channels smoke and gases away from a building. It's typically made of brick, stone, or metal, and it extends above the roof of the building.
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A townhouse is type of dwelling that is attached to other dwellings on either side. Townhouses are typically two or three stories tall and have shared walls with other units.
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