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A qualifying ratio is a debt-to-income ratio used by lenders to assess a borrower's ability to repay a mortgage. One way a qualifying ratio is calculated is by dividing the borrower's total monthly debt payments by their gross monthly income. Or a percentage of a person's monthly income is calculated to specifically cover housing expenses.


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two level farm house with front porch and garage
two level farm house with front porch and garage

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A party wall is a wall that is shared by two or more properties. For example, the common wall between two adjacent condominium units would be called a party wall. Both property owners must respect the wall as being the boundary line of two separate ownership interests.


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multiple waterfront adjacent buildings
multiple waterfront adjacent buildings

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The pitch or slope of a roof is the angle from the lowest point to the peak. It's expressed as a faction of the number of inches of increase per foot of ascent.


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White house with multiple roof lines shingled in a brown to match the trim work
White house with multiple roof lines shingled in a brown to match the trim work

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