A Home Owners' Association (HOA) is an organization that manages a community of homes. HOAs typically have fees that homeowners must pay, and they may have rules and regulations that govern the appearance and maintenance of the homes in the community.
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Homeowners Insurance is a type of insurance that protects homeowners from financial losses caused by damage to their property, as well as liability for injuries that occur on their property.
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Highest and best use is the most profitable and appropriate use of a piece of real estate. When considering the highest and best use of a property, factors such as zoning, market conditions, and the surrounding area are taken into account.
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