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What is a Title Search?

A title search is performed by a title company or real estate attorney hired by the mortgage lender. The purpose of the title search is to ensure there are no encumbrances against the property and to determine legal ownership.


The process involves researching the chain of title, among other things.


It is a legal process that occurs as a regular part of doing real estate business in the United States. A title company will prove to all the parties involved in the transaction that there is a clear title.


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